Archive for ‘Money Bites’

July 7th, 2010

Former RNC Chairman Helping Companies Go Green

It’s not often we get to read about Republicans doing great things to help the environment, so it’s heartening to learn that Ken Mehlman is overseeing the global external affairs at Kohlberg, Kravis & Roberts, Co. (KKR).

You may remember Ken Mehlman for his stint as the 62nd chairman of the Republican National Committee, or his 2001-2003 tour as the White House Director of Political Affairs under George W. Bush. So, what’s a former RNC chairman doing with KKR, and how is it helping the environment?

KKR, a global equity firm, has sunk 20% of its portfolio into a program that saves both money and the environment. The :Green Portfolio Program” was initially created in 2008 in partnership with the Environmental Defense Fund.

The portfolio highlights corporations that are improving their bottom lines “greenly” — by reducing their carbon footprints in the areas of paper waste, chemical use and consumption of both energy and water. The initial three companies which participated in the program, Primedia, Sealy and U.S. Foodservice, discovered ways to reduce their impact — while also improving profits — to the tune of $16.4 million. Not surprisingly, other companies paid attention. KKR now has a dozen companies participating in the portfolio program, and no doubt more will soon follow. After all, what’s not to like about saving green and going green?

Kudos to Republicans like Ken Mehlman and firms like KKR for leading the way to a new best practices.

March 3rd, 2010

Newspapers Just Don’t Get Why They Suck.

Considering how internet-centric my life is, it may come as a surprise that I’m still a big fan of dead tree media. Magazines? I can’t get enough of them. Though I absolutely adore my Kindle for reading books, using the joystick button to navigate between headlines and sections of magazines or newspapers is a freaking pain in the neck.

Also, many of my most-loved magazines (National Geographic, Natural History, Smithsonian) have rich, delicious photographs that just don’t translate well on the Kindle. Sure, I could read them online but then there’s no satisfying tha-whick! when I flip pages like there is with the real thing (though I suppose I could just make that noise myself).

Point is: I’m not inherently biased against print media. If anything, I’m still a big fan… provided the publication’s print format offers something pleasurable, something that can’t be replicated online. When it comes to newspapers I just can’t think of one that’s not better enjoyed in its digital format. For one thing, reading a paper online means I don’t have to wash my hands when I’m finished. Also, I can sit down to read it whenever I’m ready, without having to first comb my hair, change out of my bunny slippers and grab a jacket to hide the fact that I’m still in pajamas at 11 a.m. as I shuffle to the driveway to hunt for today’s issue where, invariably, one of my neighbors will see me.

Even with all of that hassle to go through to get my paper, I’d stayed a weekend subscriber until this morning. That’s when, confronted with 6 unread papers still soggy in their plastic bags, I realized I’ve just been wasting money because I’m not reading the things. And the truth is, I hadn’t subscribed to actually read them, anyway: I subscribed so I could get the Sunday coupons, the savings from which easily covered the cost of the paper plus another $12 or so per week.

Until my husband took over the grocery shopping again, that is.

Back when that chore was mine I’d spend a couple of hours or so every Sunday combing the coupons, clipping out the relevant ones, cross-referencing them with the sale flyers from our local grocery stores, compiling a store-by-store shopping list based on where coupons and sales would give us maximum savings, and then I’d spend a full afternoon running from one market to another until I’d picked up everything on our master grocery list for the week.

Yes, it was as much of a pain in the ass as it sounds, but at the end of the day I could shake my wad of receipts in my husband’s face and say, “Look how much money I saved!” Of course, I never managed to have a wad of cash equivalent to our savings to show him because a day like that was invariably capped off by a trip to the liquor store where I spent every penny we’d saved… and then some.

So, today I called the newspaper to cancel my subscription. That, too, was a pain in the ass because, like many businesses’ customer service departments these days, our paper doesn’t get the service part… particularly when you’re about to stop being a customer. The conversation went something like this:

VK: “I’d like to cancel my subscription effective as of today.”

Rep: “I’d be happy to help you do that. May I ask why?”

VK: “I don’t read the paper. I’m not interested in reading the paper. I only subscribed for the coupons, and my husband won’t use them. So it’s a waste of my money.”

Rep: “Well, then, you understand you could be saving (some outrageous amount of money) every week with the Sunday coupons, right?”

VK: “No I can’t. See, you’re assuming I’m going to use every single coupon which, even if I still did the grocery shopping wouldn’t be the case.”

Rep: “Okay, maybe not quite that much but, still, you could still be saving money with coupons each week.”

VK: “Except I don’t do the shopping anymore. My husband does, and he won’t use coupons. Period.”

Rep: “Does he know he could be saving money?”

VK: “Yes, though I sometimes suspect he’s not a very smart man that, at least, is something even he can understand. He just won’t use them. So, cancel my subscription, okay?”

Rep: “So why don’t you do the shopping yourself?”

VK: “It’s none of YOUR business why I don’t do the shopping anymore, okay? Cancel my subscription!”

Rep: “I’m just saying that if you did the shopping and used coupons you could save money every week. With this economy it seems like doing the shopping so you could save money with coupons is a small effort that can really pay off.”

VK: “Do you even realize what you’re saying? Basically, you’re trying to convince me to subscribe to weekly delivery of coupons! Not the paper itself — which I’ve noticed you haven’t mentioned at all — but just the coupons. And on TOP of that you want me to rearrange my life and my household routines so we can use those coupons which, obviously, we aren’t that interested in or we’d be using? Do you have any idea how stupid that sounds?”

Rep: (Pause) “Okay, ma’am. I’ll process this cancellation. Now, would you mind completing a survey about whether you found the coupons in the Sunday paper a good value?”

VK: “AAAAAAAAARRRRRRRRGH!” (*click*)

December 7th, 2009

Christmas Gifts for Women Who Are Tired Of Bath Sets

On behalf of countless mothers and wives who wake up on Christmas morning to find they’re getting a set of scented soaps and bubble bath (again) because their husbands and/or kids wait until the last minute to do their Christmas shopping OR don’t have a clue what Mom might like OR just don’t give a hoot, I thought I’d share a list of some non-scents gifts to keep the woman in your life from spitting in your Christmas dinner. Every item on this list is something I’ve bought or have been given in the past year, so you can shop confident in your knowledge that you’re buying something with the Venomous Seal of Approval (you know, if there was such a thing).

iCarPlay Got an iPhone (or iPod)-loving Mom on the go? Help her get her groove on while driving with the Monster iCarPlay Wireless Plus FM Transmitter/Charger for iPod ($17.99). Not only will she be able to groove to her favorite iTunes but since the iCarPlay lets her talk on her iPhone hands-free through her mini-van’s car stereo system, she’ll be able to safely flip off all those annoying drivers who forget to use their freaking turn signals.

monitor Okay, I have to admit: I first bought this for the Venomous Hubby’s birthday, but it wasn’t long before I came down with a severe case of monitor envy. I mean, here I’m always worried about crow’s feet and those annoying red spots on the side of my nose that my glasses leave, and HE had a monitor big enough to read email from across the room? We’re now the proud owners of not one but two of these bad boys. So why does the woman in your life need this massive I-Inc Lcd 28″ LCD Monitor (at the comparatively low price of $319)? Why, so you can play Dragon Age: Origins after she’s passed out from all of that hardcore Christmas Day cooking, of course!

flipcam What’s better than a video camera that slips into a purse so it’s handy when Mom wants to record her kid scoring the winning goal or starring in yet another dance recital? A video camera so small she’ll have it available to roll your own homemade pr0n when the two of you are “doing laundry” or whatever it is you’re doing behind that locked door while the kiddies stand there asking “Why does Mommy sound like she’s choking?” With the Flip UltraHD Camcorder, 120 Minutes ($149.99) you can have it all!

keurig Know what sucks more than spending your morning making sure everyone’s awake, fed, dressed and ready to head off to school/work/community service only to find that someone finished off the coffee and didn’t bother to make a fresh pot? Nothing! Keep the household CEO sufficiently caffeinated with this Keurig B40 Elite Gourmet Single-Cup Home-Brewing System($98). It brews a fresh cuppa in a matter of seconds, comes with a nice sampler of coffee and teas to start, and ensures you’ll never have an empty coffee pot come flying at your head because you forgot — again — to make more after topping off your travel mug. (For you frugal-minded folks check out the Keurig My K-Cup Reusable Coffee Filter that lets you use your own (cheap) grind instead of shelling out for new K-Cups. $8.99)

BrotherPTouch Okay, no one likes labels being attached to them. But to their stuff? Well, that’s another matter. Let her indulge her inner control-freak with the Brother PT-80 P-touch Electronic Labeling System ($13.19). It’s perfect for labeling files, spice jars, shelves, keys and just about everything else. Just don’t blame me if you come home to find, as VH once did, that she’s gone a little bat shit crazy and labeled the light switches, too. (Hey, it saves electricity and light bulbs, so how crazy can it be???)

silkrobeIf you’ve already gone ahead and bought her a bath set, don’t worry: there’s still time to redeem yourself. Couple it with this gorgeous 100% Silk Robe ($109.00) and a coupon promising you’ll take the kiddies out so she can soak in the tub without interruption, and you might just get to stuff her “stocking” come Christmas night, too!

So, what’s on your Christmas Wish List this year? Share in the comments if you’re so inclined, and feel free to leave this page conveniently visible on your monitor in the hope your spouse and/or kids see it.

March 10th, 2009

Why Not Throw A Boutique Party? [Money Matters]

With the economy growing worse every day, it’s increasingly common to hear about people not only working a regular full-time job (if they’re lucky enough to still have one) but also looking for home-based businesses they can run in their spare time.

Well, here’s an idea: why not throw a boutique party? You know, like the Avon parties of old, only featuring apparel and accessories instead? It’s surprisingly simple to do, assuming you’ve got a bit of money to invest up front.

1. Plan the date Simply come up with a list of friends who’d likely be interested in attending and pick the date of your party. If your list consists mostly of mommies, go for weekends so they actually have the time to get away from the kids. Then be sure to encourage your invitees to invite their own friends to attend, too.

2. Select your wares: As we all now, the ultimate rule in shopping is to never, ever pay retail. That goes for a boutique party, too. Here’s where providers of wholesale apparel come in: their fashionable merchandise comes in reasonably-priced bundles of 6 containing an assortment of sizes (usually 2 small, 2 medium, and 2 large) for as low as $30.00. That’s $5 out of your pocket for each blouse, but since you’re throwing the party to make money you’d obviously want to mark the price up a bit.

3. Accessorize: Want to expand your appeal? Offer an assortment of wholesale jewelry, too. With attractive, layered-look beaded necklaces going for $12 for a pack of twelve, that’s just a buck a pop out of your pocket which means you can mark them up as much or as little as you like.

4. Lay out a nice spread: Don’t just offer piles of shirts; display them attractively — perhaps paired with accessories — just like you really are running a boutique. Yes, that means you’ll want to have a bathroom or two set aside for those who want to try things on. But don’t limit your spread to stuff for sale, either; these are guests, after all. Put on some music, offer a nice variety of appetizers and beverages, and encourage people to linger and mingle since that will increase the likelihood they’ll buy something.

5. Treat it like a side-business: If you’re smart about it, your opportunity to make money doesn’t stop when the sale is made. Print yourself some business cards and encourage everyone to take a few. Draw up a nifty tag with your phone number and attach it to each item. Do the same with paper shopping bags. You’ll get your name out and, if you’re lucky, you’ll be invited to throw other boutique parties at someone else’s house where they can do the cooking and cleaning while you just rake in the cash.

February 17th, 2009

Their Version of Lipstick on a Pig

As if I didn’t already find President Obama annoying enough, the man interrupted my daily TMZ viewing to announce he’d signed the economic stimulus bill.

My first impression: just twenty-nine days in office and his hair already noticeably more gray. Guess losing sleep wondering how to keep all of the promises made to different voter blocs with competing interests will do that to a person.

Then I felt bad for being so superficial, so I tried paying attention. After noticing that he was stumbling far more in this speech than ever before, I couldn’t help wonder if maybe even he was having a hard time buying the line of B.S. coming out of his mouth.

In case you are one of those fortunate enough to be employed — and therefore unable to watch either TMZ or the Obama show during the day — the gist of the speech was:

Blah, blah, blah. This here plan isn’t going to fix everything. Blah, blah, blah. Don’t expect miracles. In fact, we’re not sure if it’s going to fix a damn thing at all. Blah, blah, blah. Oh, we’re already working on a second stimulus bill because we realize this one is fucked up. Blah, blah, blah. Also, anyone who doesn’t agree with me is a weenie engaging in partisan politics.

Or something like that.

Meanwhile, the Dow Jones closed -297.81, a sign that businesses aren’t buying Obama’s blather, either.

Which just goes to show that you can put frosting on a pile of shit but it is still a pile of shit.

January 31st, 2009

The WTF Snuggie Blanket: Fugly But warm

The WTF Snuggie blanket works!

The WTF Snuggie blanket works!

Sure, it’s ugly as all get-out, and it’s not likely to heat up your sex life. And, yes, it’s basically a backwards robe, but it’s long enough to cover my 6′ tall husband’s legs and feet without being so bulky that shorties like me feel engulfed.

I *heart* my Snuggie blanket with sleeves, and so does VH1. Even more: we *heart* how it’s let us shave heating costs.

But that doesn’t keep us from chuckling at this video.

January 8th, 2009

Looking Good Is Half The Battle

I stopped today at one of those little boutique stores that’s cropping up everywhere these days. You know the kind: a place that’s only slightly bigger than a walk-in closet, run by some entrepreneurial soul who — whether through choice or job layoff — decided they’d go into business for themselves. Strike it rich. Make a buck. All without having to sit in a cubicle wearing a tie.

The proprietor of this particular place was clearly a 30-something kid who believes he should have been born at least two decades earlier so he’d have been in on that whole “Summer of Love” and Woodstock thing. At least then his tie-dyed shirt would have been “in”.

Patchouli scented the air. In-A-Gadda-Da-Vida shook the walls and rattled the New Age crystals in their nice, brightly polished display case. Someone had used a Sharpie to draw peace symbols in the twin circles of the Mastercard logo adhered to his cash register.

Everywhere — absolutely everywhere — huddled displays of artisan-quality stuff. It was piled on shelves, and on top of the stuff that was piled onto the shelves. It stood in stacks on the floor, sprawled over the check-out table, and rose up in leaning towers of goods along the walls.

Interesting stuff. The kind of stuff I’d ordinarily want to spend hours picking through: herb-flavored cooking oils and home-grown potpourri; cottage-milled soaps and beeswax candles; handmade papers embedded with flower petals and one massive glass jar after another filled with organic, hand-mixed teas. The kind of stuff which, because I know the love that’s gone into it, I’d ordinarily be willing to spend a small fortune on.

Yet it all looked like crap.

Oh, it wasn’t dusty, which I suppose should be surprising in light of how jumbled and cluttered the place was. But despite all of the care that had clearly gone into fashioning each item the place offered for sale, the packaging was so much of an after-thought that I started to doubt whether everything was really as unique and carefully crafted as I thought.

Look, if you’re going to try selling artisan-quality items, what you’re selling isn’t so much that you’re capable of doing something, but that you’re capable of doing it better than your buyer could do on their own. Take herbal tea, for instance. I can grow herbs (or buy them at the Farmer’s Market). I can dry them, I can chop them, and I can combine them into a tea. That does not make me an artisan. It’s the skill involved in the making of the product that’s for sale. My tea will taste all right, but it won’t be remarkable. I expect remarkable stuff if I’m paying an artisan’s prices.

But if you want me or anyone else to pay artisan prices for your goods, make them look better than mine would. Don’t dump the tea into a Ziplock bag which you’ve written the price on with a Sharpie. Take the time to find quality packaging — recycled is always a plus — and make it look professional. Stickers don’t cost a fortune, and yet a high-quality, four-color label that’s been die-cut and carefully affixed to your product can often itself convince a customer that you really are an artist, and not just some out of work slacker trying to drum up beer money in his spare time.

I’ll never know whether those canisters of herbal tea contained the perfect blend or not. There just wasn’t much to tempt me into trying them at the prices the store was asking, not when they clearly didn’t have enough pride in their merchandise to display it attractively and to give it appealing yet professional packaging. Still, maybe I’ll get back there someday if only to listen to Iron Butterfly and breathe in some patchouli.

January 8th, 2009

That “Tax Cut” Won’t Make A Dent

For everyone disappointed by the news that there will not be a second stimulus check coming this month, it’s probably tempting to take heart in Obama’s promised tax cut ($500 for individuals, $1000 for couples).

Except that a tax cut won’t make much of an impact on the nation’s economy, much less an individual’s wallet.

Over the year, this translates to an addition $44 each month, per person, or about $22 in the average paycheck.

Twenty-two dollars per month. Do you feel economically recovered now?


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