No Stranger Insurance

My husband, as you may have picked up by now, is not known for researching his facts before spouting off his opinion. I’d let that bother me, but the fact is his habit only ensures that I’m right more often than not. I, you see, tend to research stuff.

So the other day, VH opined that if we had the extra cash we should consider taking out life insurance policies on various aging celebrities.

Mick Jagger, for instance, is 64 years old now — given all of his boozing and carousing in earlier years, surely he’s due to drop dead soon. (Keith Richards, on the other hand, looks as if he died long ago but has yet to realize it.) Heck, Jack Nicholson’s getting up there in years, too, and now that his salivary glands are kaput it can’t be long before the rest of him follows.

Now, although investing in life insurance for seniors sounds like it would be a rather lucrative deal, VH refused to believe that he can’t just go taking out insurance policies on strangers willy-nilly. Which meant that I had to prove it to him, and that meant that once again I was right.

Know what else it meant?

It meant that my husband — who’s forever searching for ways to get rich quick that aren’t actually scams — now wants to take out life insurance on his folks, both of whom are in their early 70s. As their son he does, after all, have an insurable interest.

Wouldn’t you know that moments after we had this discussion his mother called to inform us when they’ll be visiting next month. Note the word choice there, folks: we were told when to expect their arrival.

Suddenly, I think my husband’s idea to insure his mother’s life might just be one of the better notions he’s come up with in quite some time.

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